HDFC Bank Diners Club Black review

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Advertiser Disclosure

Interest Rate: Purchases
23.88%
Balance Transfer
23.88%
Rewards
5 points
Signup Bonus
-


10/10
Informr score
The HDFC Bank Diners Club Black currently has an Informr score of 10 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


HDFC Bank Diners Club Black is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India
Yes Have a minimum personal income of ₹2100000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Capital Vidya

After the devaluation of HDFC Regalia and HDFC AllMiles Credit cards, Diners Club Black is de facto the best card to have after Infinia. Out of all HDFC premium cards, currently, Diners Club cards have best reward structure and earning potential. If you want an all round champion card, then HDFC Ban...

- Team Capital Vidya, Capital Vidya
Card Expert

Simply put, diners club black credit card saves you 33% on most of your travel & shopping expenses and that being said, its a dream of every credit card holder in India to own this card.

- Siddharth, Card Expert

Details


Interest Rates
Regular APR Interest Rate 23.88%
Balance Transfer Interest Rate 23.88%
Cash Advance Interest Rate 23.88%
Rates & Fees
Annual Fee ₹5,000.00

- Rs. 10,000 first year fee

- Waived on annual spends of Rs. 5 Lakhs

Balance Transfer Fee 2%

Minimum of Rs. 250

Cash Advance Fee 2.5%

Minimum of Rs. 500

Foreign Transaction Fee 2%
Over Limit Fee 2.5%

Minimum of Rs. 500

Late Payment Fee ₹750.00

Maximum

Promotions
Sign up bonus

Welcome Benefit of 5,000 Points.

Rewards
All Purchases 5 points per ₹150 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

- Redeem reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com (1 point = Re. 1)

- Redeem Reward Point for AirMiles across Jet Airways (JPMiles),  or Singapore Airlines (KrisFlyer Miles) (1 point = 1 AirMile)

- Earn 5000 points on card renewal

- Earn 50 points per Rs. 150 spent on select retail partners and on International spends

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Samsung Pay
Additional Benefits

- Air AccidentCover of Rs. 2 Crore

- Unlimited Airport lounge access to 700+ Lounges in India and worldwide

- 6 Complimentary Golf games (Green fee waiver) per quarter over 20 golf courses in India and 40 golf courses world over.

- Baggage Delay/Loss Insurance

Eligibility
Minimum Security Deposit ₹0
Minimum Age 21
Minimum Personal Income ₹2,100,000 per year


Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Capital Vidya

Best for frequent travelers

Capital Vidya

After the devaluation of HDFC Regalia and HDFC AllMiles Credit cards, Diners Club Black is de facto the best card to have after Infinia. Out of all HDFC premium cards, currently, Diners Club cards have best reward structure and earning potential. If you want an all round champion card, then HDFC...More

After the devaluation of HDFC Regalia and HDFC AllMiles Credit cards, Diners Club Black is de facto the best card to have after Infinia. Out of all HDFC premium cards, currently, Diners Club cards have best reward structure and earning potential. If you want an all round champion card, then HDFC Bank Diners Club Black Credit card comes very close to something like that.

Read full review

Less

Card Expert

Top most super premium card

from Card Expert

Simply put, diners club black credit card saves you 33% on most of your travel & shopping expenses and that being said, its a dream of every credit card holder in India to own this card.

Read full review

Simply put, diners club black credit card saves you 33% on most of your travel & shopping expenses and that being said, its a dream of every credit card holder in India to own this card.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.