HDFC Bank Infinia Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
5 - 10 points
Signup Bonus

Am I eligible?

HDFC Bank Infinia Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.


Interest Rates
Regular APR Interest Rate 23.88%
Balance Transfer Interest Rate 23.88%
Cash Advance Interest Rate 23.88%
Rates & Fees
Annual Fee ₹10,000.00

Waived on annual spends of Rs. 8 lakhs

Balance Transfer Fee 2%

Minimum of Rs. 250

Cash Advance Fee ₹0.00
Foreign Transaction Fee 2%
Over Limit Fee ₹0.00
Late Payment Fee ₹0.00
Sign up bonus No
All Purchases 5 points per ₹150 spent
Restaurants 10 points per ₹150 spent
Gas No
Groceries No
Hotels No
Travel 10 points per ₹150 spent

On bookings on and flight bookings on

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Samsung Pay
Additional Benefits

- Cardholders enjoy up to 50 days of interest free credit period

- Complimentary Airport Lounge Access

- Priority Pass Membership

- Complimentary Club Vistara Gold Membership (Earn 10 Club Vistara points for every Rs. 100 spent on All Vistara Flights)

- Complimentary Golf Games

- Minimum discount of 15% across 3000+ restaurants with your Infinia Credit Card.

- 0% fuel surcharge on every transaction of up to Rs. 100,000 (A maximum surcharge waiver of Rs. 1000 per statement cycle).

Minimum Security Deposit ₹0
Minimum Age 21
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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