HDFC Bank Infinia Visa Card review

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Advertiser Disclosure

Interest Rate: Purchases
23.88%
Balance Transfer
23.88%
Rewards
5 - 10 points
Signup Bonus
-


9/10
Informr score
The HDFC Bank Infinia Visa Card currently has an Informr score of 9 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


HDFC Bank Infinia Visa Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Capital Vidya

HDFC Bank Infinia Credit Card is a super-premium card for uber rich customers who already have an impeccable relationship with HDFC bank. Or, if you are a High Net-Worth Individual (salary around at least Rs.50 lacs). And like any ultra-premium card, it has everything to appease you. The card holds...

- Team Capital Vidya, Capital Vidya
CreditSmart

The unique card features topped off by the exclusive features such as personal concierge and lounge access worldwide make the card a highly coveted one. The rewards and redemption too increase the value of the card immensely.  Further the good customer support also adds to the appeal. However approv...

- CreditSmart
Card Expert

So unless or until you’re so much bothered on air miles, there is no better credit card you can ever have in India except Infinia, especially for Priority Pass. However, getting approved for one is not that easy. Talk to your HDFC Relationship manager if you're eligible for the same. If you’re findi...

- Siddharth, Card Expert

Details


Interest Rates
Regular APR Interest Rate 23.88%
Balance Transfer Interest Rate 23.88%
Cash Advance Interest Rate 23.88%
Rates & Fees
Annual Fee ₹10,000.00

Waived on annual spends of Rs. 8 lakhs

Balance Transfer Fee 2%

Minimum of Rs. 250

Cash Advance Fee ₹0.00
Foreign Transaction Fee 2%
Over Limit Fee ₹0.00
Late Payment Fee ₹0.00
Promotions
Sign up bonus No
Rewards
All Purchases 5 points per ₹150 spent
Restaurants 10 points per ₹150 spent
Gas No
Groceries No
Hotels No
Travel 10 points per ₹150 spent

On bookings on www.hdfcbankinfinia.com and flight bookings on www.airvistara.com

Pharmacy No
Bills No
Additional Details

Earn 10,000 points on annual spends of Rs. 8 lakhs

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Samsung Pay
Additional Benefits

- Cardholders enjoy up to 50 days of interest free credit period

- Complimentary Airport Lounge Access

- Priority Pass Membership

- Complimentary Club Vistara Gold Membership (Earn 10 Club Vistara points for every Rs. 100 spent on All Vistara Flights)

- Complimentary Golf Games

- Minimum discount of 15% across 3000+ restaurants with your Infinia Credit Card.

- 0% fuel surcharge on every transaction of up to Rs. 100,000 (A maximum surcharge waiver of Rs. 1000 per statement cycle).

Eligibility
Minimum Security Deposit ₹0
Minimum Age 21
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Capital Vidya

Impeccable customer service, awesome reward rates

Capital Vidya

HDFC Bank Infinia Credit Card is a super-premium card for uber rich customers who already have an impeccable relationship with HDFC bank. Or, if you are a High Net-Worth Individual (salary around at least Rs.50 lacs). And like any ultra-premium card, it has everything to appease you. The card hol...More

HDFC Bank Infinia Credit Card is a super-premium card for uber rich customers who already have an impeccable relationship with HDFC bank. Or, if you are a High Net-Worth Individual (salary around at least Rs.50 lacs). And like any ultra-premium card, it has everything to appease you. The card holds a gem like appeal among credit card enthusiast in India.

Read full review

Less

CreditSmart

Offers premium features

The unique card features topped off by the exclusive features such as personal concierge and lounge access worldwide make the card a highly coveted one. The rewards and redemption too increase the value of the card immensely.  Further the good customer support also adds to the appeal. However approval for the card is not an easy task. 

Read full review

The unique card features topped off by the exclusive features such as personal concierge and lounge access worldwide make the card a highly coveted one. The rewards and redemption too increase the value of the card immensely.  Further the good customer support also adds to the appeal. However approval for the card is not an easy task. 

Read full review

Less

Card Expert

Best for people who wants to earn more cash back with high credit limit

from Card Expert

So unless or until you’re so much bothered on air miles, there is no better credit card you can ever have in India except Infinia, especially for Priority Pass. However, getting approved for one is not that easy. Talk to your HDFC Relationship manager if you're eligible for the same. If you’r...More

So unless or until you’re so much bothered on air miles, there is no better credit card you can ever have in India except Infinia, especially for Priority Pass. However, getting approved for one is not that easy. Talk to your HDFC Relationship manager if you're eligible for the same. If you’re finding it tough to grab one, consider going for Regalia credit card which stands one step below Infinia.

Read full review

Less

User Reviews


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