HSBC Premier Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
29.88%
Balance Transfer
-
Rewards
2 points
Signup Bonus
-


Am I eligible?


HSBC Premier Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India
Yes Have a minimum personal income of ₹400000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 29.88%
Balance Transfer Interest Rate
Cash Advance Interest Rate 29.88%
Rates & Fees
Annual Fee ₹0.00
Balance Transfer Fee
Cash Advance Fee 2.5%

Minimum of Rs. 300

Foreign Transaction Fee 3.5%
Over Limit Fee ₹500.00

Maximum

Late Payment Fee ₹750.00

Maximum

Promotions
Sign up bonus

Spend Rs 10,000 in the first two months and get a MMT luxury gift card worth Rs 10,000

Rewards
All Purchases 2 points per ₹100 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

- 1.5% cashback on international spends. Limited to Rs. 10,000 per calendar year.

- 50% cashback at PVR Cinemas on purchase of movie tickets, upto Rs.500 cashback per month in a calendar year

- Get a BookMyShow voucher worth Rs.1000 on spending over Rs.75,000 in a calendar month. Maximum of Rs.6000 per cardholder in a year

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- 2.5% Fuel surcharge waiver on every transaction of Rs. 400 - Rs. 4,000 (A maximum surcharge waiver of Rs. 250 per statement cycle).

- Complimentary one year membership to Golf Card

- 2 complimentary golf games per month, up to a maximum of 5 golf games per year

- Complimentary green fees and golfers insurance

- Discounted green fees and dedicated 24-hour golf concierge service

- Complimentary Priority Pass membership

- 2 complimentary accesses with LoungeKey

- 6 complimentary Mastercard lounge access

- Upto 15% off at over 700 restaurants in major cities

- International Travel Insurance

Eligibility
Minimum Security Deposit ₹0
Minimum Age 21
Minimum Personal Income ₹400,000 per year
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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