ICICI Bank Instant Platinum Mastercard review

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Advertiser Disclosure

Annual Fee
₹0.00
Minimum Deposit
₹20,000.00
Interest Rate: Purchases
29.88%
Balance Transfer
-


Am I eligible?


ICICI Bank Instant Platinum Mastercard is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India
Yes Provide a minimum security deposit of ₹20000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Capital Vidya

You earn 2 reward points on every Rs. 100 spent. You also get the benefit of fuel surcharge waiver, discounts on dining, enhanced security. All this without any annual fees and interest rate of only 2.49% per month. It is a decent credit card with all the facilities provided.

- Team Capital Vidya, Capital Vidya

Details


Interest Rates
Regular APR Interest Rate 29.88%
Balance Transfer Interest Rate
Cash Advance Interest Rate 29.88%
Rates & Fees
Annual Fee ₹0.00
Balance Transfer Fee
Cash Advance Fee 2.5%

Minimum of Rs. 300

Foreign Transaction Fee 3.5%
Over Limit Fee 2.5%

Minimum of Rs. 500

Late Payment Fee ₹750.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 2 points per ₹100 spent

Except on fuel

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

1 points per ₹100 spent on utilities and insurance categories

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Get at least 15% off on all your dining spends at over 800 restaurants, as a part of ICICI Bank Culinary Treats program.

- Get Rs. 100 discount on up to 2 movie tickets per month at www.bookmyshow.com

- 1% fuel surcharge waiver on every transaction maximum of Rs. 4000 at HPCL pumps  (A maximum surcharge waiver of Rs. 500 per statement cycle).

- Emergency Card Replacement

Eligibility
Minimum Security Deposit ₹20,000

The fixed deposit must have been opened for a minimum tenure of at least 180 days.

Minimum Age 23
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Capital Vidya

Good card to earn rewards

Capital Vidya

You earn 2 reward points on every Rs. 100 spent. You also get the benefit of fuel surcharge waiver, discounts on dining, enhanced security. All this without any annual fees and interest rate of only 2.49% per month. It is a decent credit card with all the facilities provided.

Read full review

You earn 2 reward points on every Rs. 100 spent. You also get the benefit of fuel surcharge waiver, discounts on dining, enhanced security. All this without any annual fees and interest rate of only 2.49% per month. It is a decent credit card with all the facilities provided.

Read full review

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