IndusInd Bank Indulge review

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Advertiser Disclosure

Interest Rate: Purchases
21.48%
Balance Transfer
-
Rewards
1.5 points
Signup Bonus
-


Am I eligible?


IndusInd Bank Indulge is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Capital Vidya

With the highest joining fee and lower reward rate, it has balanced the purpose of a super-premium credit card with all the necessary benefits and remarkable features. If you want to be an elite group of individual and want to make difference, you can try this ” Invite Only” credit card with pure 22...

- Team Capital Vidya, Capital Vidya

Details


Interest Rates
Regular APR Interest Rate 21.48%
Balance Transfer Interest Rate
Cash Advance Interest Rate 21.48%
Rates & Fees
Annual Fee ₹0.00

Joining fee of Rs. 2,00,000

Balance Transfer Fee
Cash Advance Fee 2.5%

Minimum of Rs. 300

Foreign Transaction Fee 3.5%
Over Limit Fee ₹0.00
Late Payment Fee ₹700.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.5 points per ₹100 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes

Rs. 10,000 per card

Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Buy one movie ticket and get one free ticket from BookyMyShow.com (Worth upto Rs. 200 per ticket, limited to 3 tickets per month)

- Get a discount of 20% of the transaction value or Rs. 700, whichever is less for non-movie tickets

- Your card will be a prestige symbol, with real 22-karat gold inlay reflective surface and complete black core.

- You get special offers on theatre performances, art events, biennales, museum shows, and non-film events in your city.

- 2.5 % fuel surcharge on every transaction of Rs. 500 - Rs. 4,000

- Up to 4 complimentary lounge visits per quarter

Eligibility
Minimum Security Deposit ₹0


Minimum Age 21


Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Capital Vidya

Great benefits make it worthwhile

Capital Vidya

With the highest joining fee and lower reward rate, it has balanced the purpose of a super-premium credit card with all the necessary benefits and remarkable features. If you want to be an elite group of individual and want to make difference, you can try this ” Invite Only” credit card with...More

With the highest joining fee and lower reward rate, it has balanced the purpose of a super-premium credit card with all the necessary benefits and remarkable features. If you want to be an elite group of individual and want to make difference, you can try this ” Invite Only” credit card with pure 22k Gold Inlay However, you must get an opportunity by invitation from the bank to apply for the card.

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