Kotak Bank Privy League Visa Signature review

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Advertiser Disclosure

Interest Rate: Purchases
29.88%
Balance Transfer
29.88% (0% for the first 90 days)
Rewards
2 points
Signup Bonus
-


Am I eligible?


Kotak Bank Privy League Visa Signature is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Capital Vidya

Mainly this card focuses on very high-income customers and Privy League Insignia and Optima Bank account-holders in particular. With its high initial cost, you can go for free variant and enjoy similar benefits, as provided. You can look for other priority banking cards like Standard Chartered Prior...

- Team Capital Vidya, Capital Vidya

Details


Interest Rates
Regular APR Interest Rate 29.88%
Balance Transfer Interest Rate 29.88% (0% for the first 90 days)
Cash Advance Interest Rate 29.88%
Rates & Fees
Annual Fee ₹0.00
Balance Transfer Fee ₹349.00

Per Rs. 10,000 or part thereof

Cash Advance Fee ₹300.00
Foreign Transaction Fee 3.5%
Over Limit Fee ₹500.00
Late Payment Fee ₹700.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 2 points per ₹100 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

- Up to 5X points per Rs. 100 spent at special categories

- Earn 10000 points on achieving Rs. 4 Lakhs spending milestone and another 20000 points on achieving Rs. 8 Lakhs.

Features & Benefits
Additional Card Holders No


Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave
Additional Benefits

- 4 access to over 600 VIP airport lounges spread across 100 countries

- Maximum Railway surcharge waiver of Rs. 500 in a calendar year

- 1% fuel surcharge waived off on every transaction of Rs. 400 - Rs. 4,000 (A maximum surcharge waiver of Rs. 4500 per calendar year).

- 4 free PVR movie tickets every quarter

- Minimum of 25% on your spends across all Taj Restaurants and Bars

Eligibility
Minimum Security Deposit ₹0
Minimum Age 21
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Capital Vidya

Good card to earn rewards

Capital Vidya

Mainly this card focuses on very high-income customers and Privy League Insignia and Optima Bank account-holders in particular. With its high initial cost, you can go for free variant and enjoy similar benefits, as provided. You can look for other priority banking cards like Standard Chartered Pr...More

Mainly this card focuses on very high-income customers and Privy League Insignia and Optima Bank account-holders in particular. With its high initial cost, you can go for free variant and enjoy similar benefits, as provided. You can look for other priority banking cards like Standard Chartered Priority Visa Infinite credit card which is free of cost and has numerous benefits to serve you better.

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