SimplySave Advantage SBI Card review

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Advertiser Disclosure

Interest Rate: Purchases
30%
Balance Transfer
30% (0.75% for the first 3 months)
Rewards
1 - 10 points
Signup Bonus
-


8/10
Informr score
The SimplySave Advantage SBI Card currently has an Informr score of 8 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


SimplySave Advantage SBI Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of India

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditSmart

It is mainly aimed at individuals who use their credit cards predominantly for shopping. 10X Reward Points on all credit cards spends made movies, dining, groceries and departmental stores. These reward points can later be used to pay the outstanding balance on your credit card or redeem against a w...

- Rakesh Ramabhadran, CreditSmart

Details


Interest Rates
Regular APR Interest Rate 30%
Balance Transfer Interest Rate 30% (0.75% for the first 3 months)

Intro rate of 1.27% for 6 months also available

Cash Advance Interest Rate 30%
Rates & Fees
Annual Fee ₹499.00

Waived on annual spends of Rs. 90,000

Balance Transfer Fee 1.5%

Minimum of Rs. 199

Cash Advance Fee 2.5%

Minimum of Rs. 300

Foreign Transaction Fee 3.5%
Over Limit Fee 2.5%

Minimum of Rs. 500

Late Payment Fee ₹750.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per ₹100 spent
Restaurants 10 points per ₹100 spent
Gas No
Groceries 10 points per ₹100 spent

Including Departmental stores.

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 10 points per Rs. 100 spent on Movies

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

1% fuel surcharge on every transaction of Rs. 500 - Rs. 3,000 (A maximum surcharge waiver of Rs. 100 per statement cycle).

Eligibility
Minimum Security Deposit ₹0
Minimum Age 21
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditSmart

Recommended for individuals who use credit cards for shopping activities

from CreditSmart

It is mainly aimed at individuals who use their credit cards predominantly for shopping. 10X Reward Points on all credit cards spends made movies, dining, groceries and departmental stores. These reward points can later be used to pay the outstanding balance on your credit card or redeem against a wide array of gifts

Read full review

It is mainly aimed at individuals who use their credit cards predominantly for shopping. 10X Reward Points on all credit cards spends made movies, dining, groceries and departmental stores. These reward points can later be used to pay the outstanding balance on your credit card or redeem against a wide array of gifts

Read full review

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User Reviews


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