Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe Amex EveryDay Preferred Card has been around for years, and is one of Amex’s cards that hasn’t been refreshed lately. Assuming you spend a lot at supermarkets and/or gas stations, and assuming you can make at least 30 purchases per billing cycle, then this card is potentially worthwhile.
- Ryan Flanigan, AwardWalletWhile the spending cap in the grocery category may be low for some families, the overall return rate on the Amex EveryDay Preferred card makes it a valuable addition to any card portfolio. This card wants to be your workhorse and can provide a very simple points-earning strategy while offering outsi...
- Kelly-Ann Franklin, Caroline Lupini, ForbesThe Amex EveryDay® Preferred Credit Card* offers 3 points per dollar at U.S. supermarkets, on up to $6,000 per year in purchases (then 1 point per dollar), 2 points per dollar on U.S. gas stations and eligible travel purchases like prepaid hotel stays, vacation packages and cruises booked through Am...
- Ben Walker, FinanceBuzzThe Amex EveryDay Preferred is worth it if you spend enough money in the bonus categories to earn rewards and offset the cost of the $95 annual fee. It’s a great card to use on everyday purchases, but it may not be as worth it if you aren’t interested in redeeming points for travel.
- Kelli Pate, CreditCards.comThe American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and at U.S. supermarkets, but a high annual fee and an onerous requirement to reap the card’s full rewards rate diminish its overall appeal.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
15000 points after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | 2 points per $1 spent |
| Groceries |
3 points per $1 spent (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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