What the Critics Are Saying...
- BestCardsThe Netspend® Prepaid MasterCard® provides ease of access, the option of getting paid two days earlier, and no monthly fees. The addition of rewards on eligible purchases makes this a prepaid card with a difference – and one that you should carefully considerin lieu of a credit or debit card.
Details
| Overview | |
|---|---|
| Card Price |
$0.00 No fee for initial Card purchase for Card Accounts not acquired at a retail location. Up to $9.95 For initial Card purchase at a retail location. Fee is determined and assessed by operator of retail location and varies depending on location. This is a third-party fee and is subject to change. |
| Activation Fee | $0.00 |
| Card Maintenance Fee |
$9.95 per month $0 - Pay-As-You-GoPlan $9.95 - Monthly Plan $5.00 - Reduced Monthly Plan |
| Minimum Load Amount |
$1.00 Subject to the terms established by the individual reload location |
| Maximum Load Amount |
$7,500.00 Per rolling twenty-four (24) hour period |
| Max Balance | $15,000.00 |
| Transaction Fees | |
| Add Money | |
|
Direct Deposit
|
$0.00 |
|
Cash Loads
|
$3.95 Up to $3.95 per load. Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location. This is a third-party fee and is subject to change. |
|
Card to card transfer
|
Unknown |
| Spend Money | |
|
Purchase Fee
|
$1.00 $1 - Pay-As-You-GoPlan $0 - Monthly Plan $0 - Reduced Monthly Plan |
|
Bill Payment
|
Unknown |
|
Foreign Transaction Fee
|
4% Per foreign transaction. Calculated based on the U.S. dollar amount of the purchase transaction or cash withdrawal. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. |
| Get Cash | |
|
ATM withdrawal fee (Domestic) - In Network
|
$2.95 Per withdrawal. You may also be charged a fee by the ATM operator. You can avoid ATM fees if you select “DEBIT” and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. |
|
ATM withdrawal fee (Domestic) - Out of Network
|
Unknown |
|
ATM withdrawal fee (International)
|
Unknown |
|
Over-the-counter cash withdrawal (Domestic)
|
$4.00 Up to the greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Fee may be either a flat fee or a percentage of the withdrawal amount. Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location and amount of cash withdrawn. This is a third-party fee and is subject to change. |
|
Over-the-counter cash withdrawal (International)
|
$9.95 Greater of 1% of the withdrawal amount or $2.95, not to exceed $9.95 per withdrawal. A fee may also be assessed by a financial institution that is not a Mastercard-member financial institution. |
| Other | |
|
Balance Inquiry (at ATM)
|
$0.50 Per inquiry. You may also be charged a fee by the ATM operator. |
|
Inactivity
|
$5.95 Per month. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee, for ninety (90) days. If enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. |
|
Card replacement
|
$9.95 Per lost, stolen, or damaged Card replaced |
|
Card Replacement and Express Delivery Fee
|
$25.00 $0 - Card Delivery Fee – 7-10 Business Days $20.00 - Card Delivery Fee – 3 Business Days $25.00 - Card Delivery Fee – 1-2 Business Days Charged in addition to Additional Card Fee or Replacement Card Fee. Fee will be assessed when this service is requested with additional or replacement Card orders. |
|
Monthly Paper Statements
|
Unknown |
|
Custom Card Fee OR Customization
|
$4.95 Per custom Card |
| Promotions | |
| Sign up bonus | - |
| Rewards | - |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Funds Don't Expire | Yes |
| Supported Currencies | - |
| Zero Liability | |
| Fraud Protection | |
| Custom Design | Yes |
| Wireless Payments | No |
| Virtual Cards | |
| Eligibility | |
| Minimum Age | |
| Temporary Residents | |
| More | |
| Additional comments | - |
| Suggest a correction |
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